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About Payric

Payric is a built financial technology project creating modern tools to help businesses manage their finances more effectively.

Nigeria
First Approach
Customer
Driven Development
Julius Ayodeji

Julius Ayodeji

Founder & Developer

I'm building Payric because I saw a need for better financial tools for businesses. With experience in both fintech development and understanding the challenges businesses face, I'm creating Payric to solve real problems I've seen firsthand.

This solo journey means I'm directly involved in every aspect from writing code to talking with users. This allows me to build features that truly address business needs and respond quickly to feedback.

While I'm building this alone for now, the goal is to grow a tool that serves many businesses effectively.

The Payric Story

Payric started from personal experience. I noticed that many businesses from small shops to growing companies—were juggling multiple tools to manage their finances. Payment processing here, accounting there, expense tracking somewhere else. It was complicated, time-consuming, and created security risks.

As a developer who understands both technology and business challenges, I saw an opportunity to build something better. What if there was one platform that brought together the essential financial tools businesses need, designed specifically for our market?

That's how Payric began. Starting as a solo project, I'm building the financial tools I wish existed when I was working with businesses. The focus is on creating something that's actually useful, secure, and designed for how business works in Nigeria.

Why I'm Building This

To create financial tools that actually work for businesses saving time, reducing errors, and providing clear insight without unnecessary complexity.

Where This Is Going

To build a financial platform that businesses genuinely find helpful, and to grow it sustainably based on real user needs and feedback.

Built for businesses

How I'm Building Payric

Building a fintech product solo means focusing on what matters most and iterating based on real feedback. Here's my approach:

Start with Core Needs

Focus on essential features first—payment processing, basic financial tracking, and clear reporting. Build what businesses actually need.

Listen to Users

Talk directly with businesses to understand their challenges. User feedback directly shapes what gets built next.

Iterate & Improve

Release features, gather feedback, and improve. Solo development allows for quick iteration based on what works.

Banking Integration

Designed to work with how banking actually operates, supporting local payment methods and financial protocols.

Local Tax Compliance

Built with Nigerian tax regulations in mind, including VAT tracking and reporting suitable for local requirements.

Mobile-First Reality

Designed for how actually use technology, with mobile accessibility and offline considerations.

Security for Our Context

Developed with security considerations specific to Nigeria's digital landscape and business environment.

Building With These Principles

The guidelines that shape how Payric is being developed.

Security First

Financial data needs protection. Security is built in from the start, not added as an afterthought.

Simplicity Over Complexity

Financial tools should make things clearer, not more complicated. Every feature must justify its complexity.

Transparency

Clear about what Payric can and can't do. No exaggerated claims or hidden limitations.

Direct User Connection

As a solo builder, I'm directly connected to user feedback. What businesses need shapes what gets built.

Iterative Improvement

Start with core features, release early, gather feedback, and improve continuously.

Current Focus & Future Plans

Building step by step based on what businesses need most.

Now Building

Core features for businesses to manage basic finances.

  • Secure payment processing for methods
  • Basic financial dashboard and tracking
  • Expense management and reporting
  • Integration with banks

Next Priorities

Features currently being planned based on user feedback.

  • More payment method support
  • Advanced reporting features
  • Mobile app development
  • Additional local integrations

Future Vision

Where Payric could grow based on user needs and adoption.

  • More automation features
  • Team collaboration tools
  • Specialized business solutions
  • Potential expansion considerations