Payric helps small businesses track transactions, monitor cash flow, and make smarter financial decisions — all in one simple dashboard.
You can't tell if your bank balance means you're actually profitable.
Receipts, invoices, and bills spread across emails, paper, and apps.
Hours each week manually entering and categorizing transactions.
Hard to understand business health without consolidating all data.
Raw transaction data with no categorization or insights.
Creating reports for taxes or investors takes forever.
All your financial data in one clean, organized view.
Connect your bank accounts for automatic transaction import.
Clear overviews of income, expenses, and cash flow.
Automatically categorize expenses for better tracking.
Spot trends and opportunities in your financial data.
Get explanations and answers when you need them.
Get started in minutes, see results immediately
Sign up with your business email. No credit card required to join the waitlist.
Securely connect your business bank accounts or enter transactions manually.
Watch as Payric automatically categorizes and organizes your transactions.
Get clear financial overviews and generate reports with one click.
Ask questions about your finances and get actionable insights.
Use your new financial clarity to grow your business with confidence.
AI that helps when you ask, not when it wants
Completely optional and only runs when you trigger it.
No background processing. It waits for your questions.
Simple explanations for complex financial patterns.
Ask like you'd ask a financial advisor or accountant.
Online • Ready to help
We're building features that go beyond showing you numbers — Payric will work for your business, not just report on it.
No more surprise empty accounts. Payric analyses your income and spending patterns to calculate your exact cash runway — and alerts you while you still have time to act.
Tell us what you owe. Payric builds the smartest repayment schedule for you — whether that's highest interest first, smallest balance first, or whatever fits your cash flow best.
That ₦3,000/month tool you signed up for and never used? We'll surface it. Every recurring charge is listed, explained, and flagged — so you decide what stays and what goes.
In a meeting. On a shared screen. With a client nearby. One tap blurs every naira figure on your dashboard instantly. Tap again when you're alone. Your numbers stay yours.
No signal in the market? No data at the site? No problem. Log every cash sale, purchase, and expense while you're offline. The moment your connection returns, Payric syncs everything automatically — not a single transaction lost.
Choose the plan that fits your business needs
For freelancers and solo entrepreneurs
For growing teams and small businesses
For established businesses with complex needs
Note: Join the waitlist to get early access pricing and beta invitations.
We protect your financial information with multiple layers of security
Your data is encrypted both in transit and at rest using industry-standard protocols.
Built on secure, reliable cloud infrastructure with regular security audits.
We never sell your data. Your financial information stays private and confidential.
Granular team permissions ensure only authorized people see sensitive data.
Be among the first to get access and receive early adopter benefits
Get answers to common questions about Payric
No, Payric is not a bank. We are a financial management platform that helps you track and understand your business finances. We don't hold your money, process payments, or offer banking services.
Yes, we take data security seriously. All data is encrypted both in transit and at rest. We use industry-standard security protocols and never sell or share your financial data with third parties.
Payric is designed for small businesses, startups, freelancers, and growing companies. If you need to track business finances but don't need complex enterprise accounting software, Payric is for you.
We offer a free Starter plan with basic features during our beta period. After launch, we'll have tiered pricing (Starter, Business, Professional) to fit different business needs and sizes.
We're currently in development and plan to launch soon. Join our waitlist to get notified about our launch date and receive early access invitations.
Yes! We're starting with support for major Nigerian banks and will expand based on user demand. Our goal is to make Payric work seamlessly with the banks you already use.
Join business owners who are simplifying their financial management with Payric.
Join Waitlist