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Cookie Policy

How Payric uses cookies and similar technologies to enhance your experience

Last Updated: January 21, 2026

Introduction

This Cookie Policy explains how Payric Financial Technologies Ltd. ("Payric," "we," "us," or "our") uses cookies and similar technologies when you visit our website at payric.com and use our services. This policy should be read alongside our Privacy Policy which provides more detailed information about how we collect, use, and protect your personal data.

By using our website, you consent to the use of cookies as described in this policy. You can manage your cookie preferences at any time using the controls provided.

What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile) when you visit websites. They are widely used to make websites work more efficiently and provide information to the website owners.

Cookies can be:

  • Session cookies - Temporary cookies that expire when you close your browser
  • Persistent cookies - Cookies that remain on your device until they expire or you delete them
  • First-party cookies - Set by the website you're visiting
  • Third-party cookies - Set by domains other than the website you're visiting

Types of Cookies We Use

We use different types of cookies for various purposes:

Cookie Type Purpose Examples
Essential Required for basic website functionality and security Session management, authentication, security protection
Functional Remember your preferences and settings Language preferences, cookie consent status, dark mode settings
Analytics Help us understand how visitors use our website Page views, time spent, referral sources, error tracking
Marketing Used for advertising and personalization Remarketing, conversion tracking, ad performance

Specific Cookies Used on Payric

Below is a list of the main cookies we use and their purposes:

Essential Cookies

  • payric_session - Maintains your session state while using our website
  • csrf_token - Protects against cross-site request forgery attacks
  • auth_token - Manages user authentication state

Preference Cookies

  • payric_consent - Remembers your cookie preferences
  • payric_theme - Stores your dark/light mode preference
  • language_pref - Remembers your language preference

Analytics Cookies

  • _ga - Google Analytics cookie for distinguishing users
  • _gid - Google Analytics cookie for distinguishing users
  • _gat - Google Analytics cookie for throttling request rate

Third-Party Cookies

We may use cookies from trusted third-party services including:

  • Google Analytics - Website analytics and performance tracking
  • Hotjar - User behavior analysis and feedback
  • Cloudflare - Security and performance optimization
  • Stripe - Payment processing and fraud prevention

Managing Your Cookie Preferences

You have control over which cookies you accept. Here are your options:

Browser Settings

Most browsers allow you to refuse cookies or delete existing ones. Check your browser's help section for instructions.

Our Cookie Banner

Use the cookie consent banner that appears when you first visit our website to set your preferences.

Essential Only

You can choose to accept only essential cookies. Note that this may affect website functionality.

How We Use Information from Cookies

We use information collected through cookies to:

  • Provide and maintain our website services
  • Improve website performance and user experience
  • Understand how visitors use our website
  • Personalize content and recommendations
  • Detect and prevent security threats
  • Measure the effectiveness of our marketing
  • Compile aggregate statistics about site usage

We do not use cookies to:

  • Collect sensitive personal information without consent
  • Track users across unrelated websites
  • Serve intrusive or inappropriate advertisements

Cookie Duration and Retention

Cookies have different lifespans:

  • Session cookies: Expire when you close your browser
  • Persistent cookies: Can last from a few hours to several years

Our cookies typically have the following durations:

  • Essential cookies: Up to 24 months
  • Preference cookies: Up to 12 months
  • Analytics cookies: Up to 24 months
  • Marketing cookies: Up to 12 months

You can delete cookies at any time through your browser settings.

Frequently Asked Questions

Do I have to accept cookies?

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Essential cookies are required for the website to function properly. You can choose to reject non-essential cookies, but this may affect your experience on our site.

How often do you update your cookie policy?

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We review and update this policy at least annually or whenever we make significant changes to our cookie practices. The "Last Updated" date at the top of this page indicates when the policy was last revised.

Do you use cookies for advertising?

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We may use cookies for marketing purposes to show you relevant content about Payric. We do not sell your personal data to third parties for advertising purposes.

Can I change my cookie preferences later?

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Yes, you can update your cookie preferences at any time by clicking the "Manage Cookie Preferences" button on this page or by clearing your browser cookies.

Do you use cookies on mobile devices?

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Yes, we use cookies on both desktop and mobile versions of our website. The same cookie policy applies across all devices.

Questions About Our Cookie Policy?

If you have any questions or concerns about our use of cookies, please contact us:

payricofficial@gmail.com

Last Updated: January 21, 2026

This Cookie Policy is effective as of the date stated above.